couponqueenofcorning

Now that my husband has been laid off, I wanted to revisit my unemployment budget that I posted a few weeks back. I had wanted to get more food  stockpiled and more money saved, but there wasn’t enough time.  We will be getting a $5000 income tax refund around the 2oth, so that will help.

Income                        $1600

Expenses:
 house                          $550
 water                          $30
 food                             $150
 electric                        $85
 heat                             $100
 car payment              $283
 car insurance             $100
 internet                      $45
 track phones              $20
 gas                               $80

Total Expenses      $1441

Leftover                     $159

Of course, some months have an extra week. I haven’t included our credit cards. We are paying off 3 smaller ones which will reduce our $205 we pay a month down to  $140 a month. We will take this $140 out of our savings each month (tax refund) Now, I also have student loans, but they are in deferment for as long as I am at least a part-time student. So as long as I don’t have to stop taking classes until I graduate in 2010 we should be fine. This budget also assumes canceling our cell phones (no fee for canceling because we haven’t renewed our contract yet), and canceling cable.